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ON-LINE QUOTES

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Please call for a free quote and consultation.

(302) 477-1557

We market Short Term policies in; Delaware, Maryland & Pennsylvania Only.

A great alternative to COBRA

       Retired early

       Waiting for other coverage to start

       Between jobs

       Finished with school

Short Term Major Medical insurance may be the answer.

For as little as $50 / month (single) $150 / month (family)

If you're trying to avoid the high cost of COBRA or just need a few months of coverage without the hassle of a three page application & underwriting process, short term may be the answer. These policies inexpensive, easy to issue (usually 24 to 48 hours) and the application is about 1/2 a page long.

Choose your deductible:         $250, $500, $1000 , $1500 or $2500

Choose your coinsurance:      100%, 80/20 or 50/50 (where available)

Choose your policy term:        1 to 12 months

It's that simple. No referrals. No networks. No HMO managed care. 

For quotes and on-line enrollment, click the "Get Instant Health Quote" button below.  Look for "need Short Term Medical" button.

(Short Term or Long Term Quotes)

ON-LINE ENROLLMENT:

John Alden Short Term Medical.  Apply on-line or call:  (302) 477-1557

Delaware and Pennsylvania Only

First, write down this id number, M7151. You will need it to complete the on-line application. 

Then go to  www.johnaldenstm.com    ( WRITE DOWN THIS NUMBER.  M7151 )

The above is a basic outline for most short term health plans. It is not all inclusive. Plans vary from state to state, insurance company to insurance company. Please refer to the hyperlinks for more details or contact ALHDIA, Inc. for quotes, recommendations and plans available in your area.

Pre-existing conditions are not covered by short term insurance. Most companies will not issue if: any family member is pregnant, hospitalized or being treated for heart disorders, liver disorders, kidney disorders, emphysema, diabetes, cancer or immune system disorders including HIV infection.  

Short Term Major Medical for Non-US Citizens

Please call for a free quote and consultation

American Life, Health & Disability Insurance Agency is an independent agency incorporated as ALHDIA. 

Delaware Department of insurance number 124761.  Doing business as ALHDIA.  Pennsylvania number 94432.  Maryland number NPI109555.

Send mail to service@alhdia.com with questions or comments about this web site.
Copyright © 2004 American Life, Health & Disability Insurance Agency
Last modified: January 05, 2007

Related Links:

 http://www.bcbsde.com/  http://www.cvty.com/  http://www.midatlantichealthplan.org/  http://www.goldenrule.com/  http://www.aetna.com/index.htm  http://www.uhc.com/  http://www.opm.gov/insure/health/index.asp  http://www.celtic-net.com/  http://www.eams.com/ http://www.chaseinsurancecompany.com/   http://www.yellowbook.com/Listing/INT/1059492/?SG=41a0822a-7a82-4616-8ebe-0dc4a4fae4e7&CI=wilmington&S=DE&  http://yellowpages.superpages.com/listings.jsp?T=Wilmington&S=DE&PS=45&R=N&CB=1&STYPE=S&CID=00000495050&paging=1&F=1&OO=1&PI=45  Blue Cross Blue Shield  AmeriHealth 

Golden Rule, American Medical Security, Fortis, Assurant, Met Life, HMO, PPO, Delaware, PA, MD

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