ALHDIA Products Page

Insurance Products

"We give direction"

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ON-LINE QUOTES

Click Each and Compare.

Please call for a free quote and consultation.

(302) 477-1557

For people responsible for buying their own health insurance. Individuals, Families or the Self-Employed. Traditional, PPO and HSA (health savings accounts) available.

Short Term Medical

A less expensive alternate to COBRA. For those between jobs, retired early or waiting for other coverage to take effect. Rates are usually 60% less than COBRA.

Group Health Plans: Self-Employed or employers with 2 to 50 employees. As a broker for most of the major health insurance companies, we will help you find the plan that meets your needs and fits your budget.
Health Savings Accounts: HSA insurance premiums typically cost less. HSAs make health coverage simple. HSAs help you save tax-free. Instead of so much of your money going for premiums, you build a savings year after year. In most cases, 100% tax deductible.
International Health Plans: For U.S. citizens traveling abroad and for Non-U.S. citizens working in the United States. These health insurance policies are affordable and easy to issue. Online quoting and enrollment available.
Prescription Drug Cards: Guaranteed issue, pre-existing conditions covered, all ages welcome. Low $10 or $20 Copays for many Generic and Brand Name drugs. Significant savings on most 'designer' or more expensive drugs.

Dental Insurance

Individual plans available on-line. Employer sponsored group plans available to groups with a minimum of 5 employees enrolling.

Life Insurance

On-Line quoting available for Term Life Insurance.

Medicare Supplement Policies

Traditional Medicare Supplement programs 'A' through 'G' available.

Disability Insurance

Your income is your most valuable asset. You should protect it.

A note to the consumer :

We DO NOT market "discount" health plans. We DO NOT market for companies that boast "Affordable Healthcare" and give you a striped down, limited benefit, hospital surgical plan.

Our goal is your financial welfare. What good is a cheap "affordable" policy that leaves you with tens of thousands of dollars in medical bills. It's better to have a higher deductible on a quality program that defines your financial risk than a "limited benefit" program that only protects the insurance company and leaves YOUR risks unlimited.

Please call for a free quote and consultation

American Life, Health & Disability Insurance Agency is an independent agency incorporated as ALHDIA.

Delaware Department of insurance number 124761. Doing business as ALHDIA. Pennsylvania number 94432. Maryland number NPI109555.